Loans under Pradhan Mantri Mudra Yojana (PMMY) Scheme have been extended by banks, Non Banking Financial Companies (NBFCs) and Micro Finance Institutions (MFIs) to small/micro business enterprises since April 08th 2015 with the objective of ‘Funding the unfunded’ through institutional finance by providing loans upto 10 lakh for manufacturing, processing, trading, services and activities allied to agriculture.
Details of year-wise targets and loans sanctioned under PMMY to all units, including small traders is as under:-
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Financial Year
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Target( Rs. Cr)
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Sanctioned( Rs. Cr)
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FY 2015-16
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122188
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137449
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FY 2016-17
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180000
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180528
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District wise details in respect of the state of Andhra Pradesh are given in Annexure.
Government has been receiving complaints with regard to implementation of PMMY from time to time including difficulties in obtaining loans. These are redressed in coordination with the respective Banks. Central Public Grievance Redress and Monitoring System (CPGRAMS) has received 8352 complaints against various banks in respect of the Scheme. Of these, 8194 complaints have been forwarded to respective Banks for redressal.
The Government has taken various steps towards effective implementation of the scheme. These, inter alia, include intensive publicity campaigns, simplification of application form, Credit Guarantee Scheme, nomination of Mudra Nodal Officer etc.
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Annexure
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District wise data in respect of Andhra Pradesh under PMMY
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[Amount Rs. in Crore]
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Sr. No
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District
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FY 2015-16
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FY 2016-17
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No Of
A/Cs
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Sanctioned
Amt
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Disbursement
Amt
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No Of
A/Cs
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Sanctioned
Amt
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Disbursement Amt
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1
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Anantapur
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District wise data not captured in FY 2015-16
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47264
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414.29
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395.56
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2
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Chittoor
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45722
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552.4
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533.21
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3
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Cuddapah
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30473
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343.28
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331.71
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4
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East Godavari
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86739
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629.32
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572.97
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5
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Guntur
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54923
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637.86
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603.24
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6
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Krishna
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50775
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680.87
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641.42
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7
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Kurnool
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45445
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518.11
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499.93
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8
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Nellore
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37175
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348.68
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324.62
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9
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Prakasam
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45088
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441.51
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413.45
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10
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Srikakulam
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14069
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161.96
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150.85
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11
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Visakhapatnam
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39248
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518.2
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492.73
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12
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Vizianagaram
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16005
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171.55
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161.31
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13
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West Godavari
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44443
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467.53
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418.41
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14
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Other*
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30200
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192.47
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192.38
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Total
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795688
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6104.14
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5790.79
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587569
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6078.01
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5731.80
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* pertains to institutions which do not have district-wise data and/or have not uploaded the same on the mudra portal.
This was stated by Shri Santosh Kumar Gangwar, Minister of State for Finance in written reply to a question in Rajya Sabha today.
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DSM/SBS/KA
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