The National Scheduled Castes Finance and Development Corporation (NSFDC), a Public Sector Undertaking under the Ministry of Social Justice and Empowerment, Government of India, has achieved a landmark performance during the financial year 2025–26, recording its highest-ever disbursement since inception.

During FY 2025–26, NSFDC disbursed ₹775.26 crore, marking a growth of 27% over the previous financial year. This represents the highest annual disbursement in the Corporation’s 37-year history. The Corporation also significantly expanded its outreach, covering 59,002 beneficiaries, a 41.32% increase over FY 2024–25. Of these, 39,804 were women beneficiaries, reflecting a growth of 48% and reaffirming NSFDC’s focus on inclusive and gender-responsive development.

Under the VISVAS Yojana (Interest Subvention Scheme), NSFDC disbursed ₹26.09 crore, benefiting 98,748 individuals, registering a remarkable growth of over 334% compared to the previous year. Similarly, under the SEED Scheme, ₹11.18 crore was disbursed to 1,450 Self Help Groups across four States, reflecting a 76% increase in disbursement. Under the National Fellowship Scheme for Scheduled Castes (NFSC), ₹215.39 crore was disbursed, supporting 4,219 scholars in pursuing higher education.

NSFDC continues to play a pivotal role in promoting the economic empowerment of Scheduled

Castes by providing concessional loans for self-employment and education, as well as supporting skill development and entrepreneurship. With an authorized share capital of ₹1,800 crore and paid-up capital of ₹1,515 crore, the Corporation has achieved cumulative disbursement of ₹9,567.14 crore, benefiting over 16.96 lakh Scheduled Caste individuals as on 31 March 2026.

During the year, NSFDC undertook several key initiatives to enhance efficiency and outreach. A new website compliant with GIGW 3.0 guidelines and Digital Brand Identity Manual norms has been developed and is ready for launch. The Corporation has also developed a Loan Accounting and Management System (LAMS), integrated with the PM-SURAJ Portal, to enable end-to-end

digitization and improved transparency in loan management. Further, the network of channel partners has been expanded to include select Small Finance Banks, enabling wider access to concessional credit.

NSFDC also organized regional workshops in Mumbai, Solan, and Bengaluru for its partner

institutions and simplified its lending framework by introducing two streamlined schemes—Micro Loans and Term Loans—to improve ease of access and operational efficiency.

The performance of FY 2025–26 underscores NSFDC’s continued commitment to inclusive growth and social justice through targeted financial and developmental interventions. The Corporation remains dedicated to further expanding its reach and impact in the years ahead.

 

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