Ministry of Fisheries, Animal Husbandry & Dairying
azadi ka amrit mahotsav

GAIS FOR FISHERMEN

Posted On: 28 JUL 2026 3:55PM by PIB Delhi

The Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying. Government of India is implementing the Pradhan Mantri Matsya Sampada Yojana (PMMSY) with a total investment of Rs. 20,750/- crore from the financial year 2020-21 to till date for development of fisheries in all States/Union Territories.  The scheme inter-alia provides social security measure to fishers, fish workers through group accidental insurance coverage to both marine and inland fishers and allied fish workers wherein the entire insurance premium amount is shared between the Centre  and State in the ratio of 60:40, 90:10 for the Himalayan & North Eastern States and in the case of the Union Territories, the entire premium amount is paid by the Centre. The insurance coverage provided under the PMMSY includes (i) Rs.5,00,000/- against death or permanent total disability, (ii) Rs.2,50,000/- for permanent partial disability and (iii) hospitalization expenses in the event of accident for a sum of Rs. 25,000/.  The year wise and State/UT wise details of claims filed, claims approved, claims rejected, claims pending, and total compensation disbursed under the Group Accident Insurance Scheme (GAIS) for fishermen since 2020 21 are furnished at Annexure-I.

(b)       During the last five years (2021-22 to 2025-26) and current finance year (2026-27) of the implementation of the PMMSY, an average of 35.74 lakh active fishers have been enrolled under the Group Accident Insurance Scheme (GAIS), annually. The average State/UT-wise details of fishers enrolled and coverage percentage of the total estimated fishermen population under Group Accident Insurance Scheme (GAIS) are furnished at Annexure-II.

(c):       Besides, under the erstwhile Blue Revolution scheme, insurance coverage for fishers was modest, with relatively lower benefit amounts. Based on the suggestions received from State Governments and evaluation of Blue Revolution Scheme, the GAIS coverage under PMMSY has been significantly enhanced both in scale and value to provide increased financial security and risk mitigation to fishers. As such, the sum assured has been increased from ₹2 lakh to ₹5 lakh for accidental death or permanent total disability, ₹1 lakh to ₹2.5 lakh for permanent partial disability, along with ₹10,000/- to Rs. 25,000 hospitalization support, compared to much lower limits under the erstwhile Blue Revolution scheme.

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Annexure-I

Statement regarding GAIS for Fishermen

The year wise and State/UT wise details of claims filed, claims approved, claims rejected, claims pending, and total compensation disbursed under the Group Accident Insurance Scheme (GAIS) for fishermen from 2021-22 to 2025-26

Financial Year -2021-2022

COVERAGE PERIOD (From 26.07.2021 to 25.07.2022)

SL NO

NAME

CLAIMS FILED

CLAIMS APPROVED

CLAIMS REJECTED

CLAIMS PENDING

TOTAL COMPENSATION DISBURSED (in Rs.)

 

STATES

 

 

 

NIL

 

1

ASSAM

2

2

 

5,23,746

2

BIHAR

2

-

2

-

3

GUJARAT

1

1

 

5,00,000

4

HIMACHAL PRADESH

4

3

1

15,00,000

5

KARNATAKA

1

1

 

5,00,000

6

ODISHA

20

16

4

75,25,000

7

TAMIL NADU

145

120

25

5,85,75,000

8

TELANGANA

223

191

32

9,50,25,000

 

TOTAL

398

334

64

16,41,48,746

UNION TERRITORIES

 

 

 

 

9

ANDAMAN & NICOBAR

1

1

 

5,00,000

10

JAMMU & KASHMIR

2

1

1

5,00,000

11

PUDUCHERRY

15

9

6

40,25,000

 

TOTAL

18

11

7

50,25,000

 

Grand Total

416

345

71

16,91,73,746

 

Financial Year -2022-2023

COVERAGE PERIOD (From 26.07.2022 to 25.07.2023)

SL NO

NAME

CLIAMS FILED

CLAIMS APPROVED

CLAIMS REJECTED

CLAIMS PENDING

TOTAL COMPENSATION DISBURSED (in Rs.)

 

STATES

 

 

 

 NIL

 

1

ASSAM

2

1

1

5,00,000

2

BIHAR

2

1

1

5,00,000

3

CHHATISGARH

8

4

4

17,50,000

4

GUJARAT

15

5

10

25,00,000

5

HARYANA

1

-

1

-

6

HIMACHAL PRADESH

1

1

 

5,00,000

7

JHARKHAND

2

2

 

10,00,000

8

KARNATAKA

9

2

7

10,00,000

9

MADHYA PRADESH

3

-

3

-

10

MAHARASHTRA

4

2

2

10,00,000

11

ODISHA

31

21

10

96,00,000

12

RAJASTHAN

3

2

1

10,00,000

13

TAMIL NADU

198

136

62

6,48,23,650

14

TELANGANA

321

242

79

11,98,14,005

15

TRIPURA

1

-

1

-

16

UTTAR PRADESH

3

1

2

21,385

 

TOTAL

604

420

184

20,40,09,040

UNION TERRITORIES

 

 

 

 

17

ANDAMAN & NICOBAR

6

2

4

10,00,000

18

LAKSHADWEEP

1

-

1

-

19

PUDUCHERRY

11

4

7

15,25,000

 

TOTAL

18

6

12

25,25,000

 

Grand Total

622

426

196

20,65,34,040

 

Financial Year -2023-2024

COVERAGE PERIOD (From 26.07.2023 to 25.07.2024)

SL NO

NAME

CLIAMS FILED

CLAIMS APPROVED

CLAIMS REJECTED

CLAIMS PENDING

TOTAL COMPENSATION DISBURSED

(in Rs.)

 

STATES

 

 

 

 

 

1

ASSAM

1

-

 

1

-

2

BIHAR

2

-

1

1

-

3

CHHATISGARH

11

8

 

3

40,00,000

4

GUJARAT

15

-

3

12

-

5

HIMACHAL PRADESH

3

-

1

2

-

6

JHARKHAND

4

1

1

2

5,00,000

7

KARNATAKA

13

5

3

5

25,00,000

8

MADHYA PRADESH

7

-

4

3

-

9

MAHARASHTRA

9

1

2

6

5,00,000

10

ODISHA

30

22

1

7

1,10,00,000

11

TAMIL NADU

196

136

31

29

6,39,50,000

12

TELANGANA

218

176

20

22

8,70,50,000

13

TRIPURA

1

-

1

 

-

14

UTTAR PRADESH

7

2

2

3

10,00,000

 

TOTAL

517

351

70

96

17,05,00,000

UNION TERRITORIES

 

 

 

 

 

15

ANDAMAN & NICOBAR

4

-

1

3

-

16

JAMMU & KASHMIR

2

1

 

1

5,00,000

17

PUDUCHERRY

19

6

7

6

30,00,000

 

TOTAL

25

7

8

10

35,00,000

 

Grand Total

542

358

78

106

17,40,00,000

 

Financial Year -GAIS-2024-2025

COVERAGE PERIOD (From 01.06.2024 to 31.05.2025)

SL NO

NAME

CLIAMS FILED

CLAIMS APPROVED

CLAIMS REJECTED

CLAIMS PENDING

TOTAL COMPENSATION DISBURSED

(in Rs.)

 

 

STATES

 

 

 

 

 

 

1

ASSAM

2

1

 

1

5,00,000

 

2

BIHAR

6

1

3

2

5,00,000

 

3

CHHATISGARH

20

1

3

16

5,00,000

 

4

GOA

1

-

 

1

-

 

5

GUJARAT

11

1

2

8

5,00,000

 

6

HIMACHAL PRADESH

3

-

 

3

-

 

7

JHARKHAND

4

1

 

3

5,00,000

 

8

KARNATAKA

16

6

2

8

30,00,000

 

9

MADHYA PRADESH

5

-

2

3

-

 

10

MAHARASHTRA

28

13

4

11

65,00,000

 

11

MANIPUR

1

1

 

0

5,00,000

 

12

ODISHA

41

19

7

15

95,00,000

 

13

TAMIL NADU

211

134

48

29

6,48,26,551

 

14

TELANGANA

310

246

26

38

12,30,00,000

 

15

UTTAR PRADESH

5

1

 

4

5,00,000

 

 

TOTAL

664

425

97

142

21,03,26,551

 

UNION TERRITORIES

 

 

 

0

 

 

16

ANDAMAN & NICOBAR

5

-

 

5

-

 

17

JAMMU & KASHMIR

3

-

2

1

-

 

18

LAKSHADWEEP

1

1

 

0

18,224

 

19

PUDUCHERRY

21

8

3

10

35,25,000

 

 

TOTAL

30

9

5

16

35,43,224

 

 

Grand Total

694

434

102

158

21,38,69,775

 

 

GAIS- FIFTH YEAR

GAIS-ANNEXURE V-COVERAGE PERIOD (From 01.06.2025 to 31.05.2026)

SL NO

NAME

CLIAMS FILED

CLAIMS APPROVED

CLAIMS REJECTED

CLAIMS PENDING

TOTAL COMPENSATION DISBURSED

(in Rs.)

 

STATES

 

 

 

 

 

1

ASSAM

1

 

 

1

 

2

BIHAR

2

1

1

0

5,00,000

3

CHHATISGARH

8

 

 

8

 

4

GOA

1

1

 

0

5,00,000

5

GUJARAT

10

3

4

3

15,00,000

6

HIMACHAL PRADESH

5

2

2

1

5,75,000

7

JHARKHAND

4

 

 

4

 

8

KARNATAKA

21

13

6

2

65,00,000

9

MADHYA PRADESH

3

1

 

2

5,00,000

10

MAHARASHTRA

20

10

1

9

50,00,000

11

ODISHA

44

32

 

12

1,40,89,059

12

TAMIL NADU

224

96

28

100

4,39,87,926

13

TELANGANA

224

150

13

61

7,42,02,500

14

UTTAR PRADESH

2

1

1

0

5,00,000

 

TOTAL

569

310

56

203

14,78,54,485

UNION TERRITORIES

 

 

 

0

 

15

JAMMU & KASHMIR

3

3

 

0

15,00,000

16

LAKSHADWEEP

1

1

 

0

5,00,000

17

PUDUCHERRY

9

2

3

4

10,00,000

 

TOTAL

13

6

3

4

30,00,000

 

Grand Total

582

316

59

207

15,08,54,485

 

*****

 

Annexure-II

Statement regarding GAIS for Fishermen

The average State/UT-wise details of fishers enrolled under Group Accident Insurance Scheme (GAIS) during last five years  (2021-22 to 2025-26) and current finacial year (2026-27)

SL NO

NAME OF STATE/UTs

Average number of Fishers enrolled under GAIS

coverage percentage of the total estimated fishermen population

 

STATES

 

 

1

ANDHRA PRADESH

2,84,888

19.03

2

ARUNACHAL PRADESH

1,001

4.17

3

ASSAM

1,80,605

7.16

4

BIHAR

1,50,000

2.49

5

CHHATISGARH

2,20,206

99.93

6

GOA

2,673

25.35

7

GUJARAT

1,01,039

18.08

8

HARYANA

1,582

1.34

9

HIMACHAL PRADESH

10,752

91.07

10

JHARKHAND

1,68,599

100.00

11

KARNATAKA

73,745

7.57

12

MADHYA PRADESH

1,04,328

4.67

13

MAHARASHTRA

1,37,587

9.06

14

MANIPUR

1,539

3.23

15

MIZORAM

4,302

68.41

16

MEGHALAYA

717

4.33

17

ODISHA

10,12,464

66.72

18

PUNJAB

3,178

41.87

19

RAJASTHAN

4,737

8.27

20

SIKKIM

618

100.00

21

TAMIL NADU

5,66,006

44.09

22

TELANGANA

3,08,972

35.83

23

TRIPURA

30,287

100.00

24

UTTAR PRADESH

1,07,714

2.76

25

UTTARAKHAND

3,883

46.49

26

WEST BENGAL

8,499

0.26

 

TOTAL

34,89,919

13.02

UNION TERRITORIES

 

 

1

ANDAMAN & NICOBAR

12,894

49.71

2

 DELHI

393

11.75

3

DAMAN & DIU

7,720

19.29

4

JAMMU & KASHMIR

25,655

100.00

5

LAKSHADWEEP

2,111

32.39

6

LADAKH

470

100.00

7

PUDUCHERRY

35,188

32.80

 

TOTAL

84,429

42.11

 

Grand Total

35,74,348

13.23

This information was given by Fisheries, Animal Husbandry and Dairying Minister Shri Rajiv Ranjan Singh alias Lalan Singh in the Lok Sabha in response to a question asked.

JP

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