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Government of India
Ministry of Micro,Small & Medium Enterprises
12 DEC 2022 1:33PM by PIB Delhi
Loans under PMEGP

Ministry of MSME, through Khadi and Village Industries Commission (KVIC), is implementing, since 2008-09, Prime Minister’s Employment Generation Programme (PMEGP) for generating self-employment opportunities in the country by setting up micro-enterprises in non-farm sector.  Loans under PMEGP are provided for manufacturing and service sector. Besides, following trading and business activities are also allowed under PMEGP:

 

i.     Business / Trading activities in form of sales outlets in NER, Left Wing Extremism (LWE)-affected districts and A & N Islands.

 

ii.    Retail outlets/Business - selling of Khadi products, Village Industry products procured from Khadi and Village Industry Institutions certified by KVIC as well as products manufactured by PMEGP units and clusters set up under Scheme of Fund for Regeneration of Traditional Industries (SFURTI) are also permitted under PMEGP across the country.

 

iii. Retail outlets backed by Manufacturing (including processing) / Service facilities are permitted across the country.

 

iv.   The maximum cost of the project for Business / Trading activities covered under (i) and (ii) above is Rs.20 lakh.

 

v.    Maximum 10% of the financial allocation in a year in a State may be used for Business / Trading activities covered under (i) and (ii) above.

 

Number of beneficiaries under PMEGP for the last three years, State-wise, is given at Annexure.

 

State-wise position of number of beneficiaries under PMEGP

S.N

State/UT

2019-20

2020-21

2021-22

1

Andaman and Nicobar

93

155

162

2

Andhra Pradesh

2192

1674

2477

3

Arunachal

211

98

196

4

Assam

2603

2939

3855

5

Bihar

2221

2192

2477

6

Chandigarh-UT

14

10

21

7

Chhattisgarh

2811

2718

3020

8

Delhi

93

74

100

9

Goa

90

58

87

10

Gujarat*

3983

2854

4143

11

Haryana

2029

1740

1726

12

Himachal

1226

1208

1274

13

Jammu & Kashmir

5355

8575

21648

14

Jharkhand

1544

1522

1714

15

Karnataka

3697

4438

5877

16

Kerala

2421

2389

2789

17

Ladakh

0

281

295

18

Lakshadweep

0

3

7

19

Madhya Pradesh

2168

4854

8082

20

Maharashtra**

4404

3104

4128

21

Manipur

1173

1556

1139

22

Meghalaya

377

359

699

23

Mizoram

760

810

650

24

Nagaland

1109

740

1241

25

Odisha

2718

3171

4301

26

Puducherry

64

44

66

27

Punjab

1695

1652

1790

28

Rajasthan

3025

2772

2599

29

Sikkim

79

57

85

30

Tamil Nadu

5172

5188

5972

31

Telangana

2178

2025

2906

32

Tripura

962

842

958

33

Uttar Pradesh

6120

9994

12594

34

Uttarakhand

1844

2249

1836

35

West Bengal

2222

2070

2305

 

 

66653

74415

103219

     * including Daman & Diu. ** including Dadra & Nagar Haveli

           

This information was given by Minister of State for Micro, Small and Medium Enterprises, Shri Bhanu Pratap Singh Verma in a written reply in Rajya Sabha today.

 

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MJPS/