The
Ministry of MSME launched Credit Guarantee Fund Scheme for Micro and Small
Enterprises on 30th August 2000 to ensure better flow of credit to
micro and small enterprises by minimizing the risk perception of financial
institutions and banks. It is operated by the Credit Guarantee Fund Trust for
Micro and Small Enterprises (CGTMSE) through the Trust’s member lending
institutions. The Scheme covers collateral free
credit facility (term loan and/ or working capital) extended by eligible
lending institutions to new and existing micro and small enterprises up to Rs.
100 lakh per borrowing unit. The Scheme
provides a maximum guarantee cover up to 85 percent of the credit.
All
eligible applications forwarded by Member Lending Institutions (i.e. banks and
other financial institutions) are approved by CGTMSE. As on 30th
November 2011, 23,857 applications have been received from the State of Madhya
Pradesh out of which 21,495 proposals have been approved under the scheme for a
loan amount of Rs.1,00, 602.64 lakh.
State/UT-wise details of proposals and loan
amount approved for guarantee cover under Credit Guarantee Fund Scheme for
Micro and Small Enterprises
(Rs. in lakh)
|
S.
No.
|
State
|
2008-09
|
2009-10
|
2010-11
|
|
Proposals
approved
|
Loan
Amount
|
Proposals
approved
|
Loan
Amount
|
Proposals
approved
|
Loan
Amount
|
|
1
|
Andhra Pradesh
|
1946
|
7,819.05
|
3929
|
21,819.35
|
7523
|
46,199.08
|
|
2
|
Arunanchal Pradesh
|
45
|
73.70
|
154
|
730.46
|
374
|
1,704.80
|
|
3
|
Assam
|
1129
|
2,851.75
|
3411
|
9,863.81
|
9520
|
29,544.08
|
|
4
|
Bihar
|
1402
|
4,086.99
|
3827
|
14,381.58
|
9841
|
39,204.77
|
|
5
|
Chattisgarh
|
627
|
2,052.11
|
1356
|
5,713.66
|
2487
|
14,340.72
|
|
6
|
Goa
|
408
|
2,493.53
|
1163
|
7,907.63
|
1825
|
11,453.48
|
|
7
|
Gujarat
|
3536
|
19,302.13
|
8557
|
77,151.66
|
12610
|
104,320.23
|
|
8
|
Haryana
|
640
|
4,318.82
|
2157
|
14,873.30
|
2955
|
28,617.56
|
|
9
|
Himachal Pradesh
|
837
|
3,604.36
|
3058
|
18,952.20
|
7068
|
44,412.53
|
|
10
|
Jammu & Kashmir
|
315
|
579.07
|
905
|
2,667.02
|
1800
|
7,342.36
|
|
11
|
Jharkhand
|
2236
|
8,406.28
|
5288
|
29,907.38
|
7736
|
50,388.79
|
|
12
|
Karnataka
|
3765
|
22,470.68
|
8947
|
46,026.06
|
19750
|
93,965.74
|
|
13
|
Kerala
|
6478
|
11,762.57
|
10956
|
29,566.74
|
20292
|
55,709.08
|
|
14
|
Madhya Pradesh
|
1981
|
7,797.12
|
4161
|
21,401.88
|
7545
|
39,577.07
|
|
15
|
Maharashtra
|
3809
|
24,500.56
|
8878
|
65,205.48
|
14932
|
126,553.86
|
|
16
|
Manipur
|
18
|
50.47
|
8
|
19.79
|
166
|
437.66
|
|
17
|
Meghalaya
|
130
|
307.33
|
385
|
1,293.62
|
973
|
3,869.32
|
|
18
|
Mizoram
|
53
|
117.43
|
26
|
150.35
|
148
|
539.35
|
|
19
|
Nagaland
|
112
|
289.35
|
54
|
192.90
|
163
|
1,013.48
|
|
20
|
Orissa
|
3126
|
9,228.61
|
6699
|
28,712.20
|
13987
|
63,635.09
|
|
21
|
Punjab
|
1090
|
5,171.88
|
3389
|
20,968.99
|
5020
|
40,331.83
|
|
22
|
Rajasthan
|
3518
|
6,200.77
|
11650
|
29,519.92
|
9345
|
44,909.85
|
|
23
|
Sikkim
|
15
|
38.86
|
113
|
408.40
|
178
|
949.32
|
|
24
|
Tamil Nadu
|
4403
|
19,827.86
|
8681
|
36,819.65
|
25731
|
97,524.65
|
|
25
|
Tripura
|
60
|
251.90
|
264
|
925.47
|
1215
|
3,586.62
|
|
26
|
Uttar Pradesh
|
6236
|
14,512.10
|
26335
|
79,682.40
|
37709
|
145,722.05
|
|
27
|
Uttarakhand
|
338
|
1,608.73
|
1731
|
9,557.85
|
3915
|
21,171.02
|
|
28
|
West Bengal
|
3412
|
16,022.81
|
21215
|
65,100.59
|
25289
|
96,410.67
|
|
|
U.T.
|
|
|
|
|
|
|
|
1
|
Andaman &
Nicobar
|
59
|
133.18
|
104
|
333.44
|
190
|
729.56
|
|
2
|
Chandigarh
|
170
|
984.26
|
936
|
3,251.41
|
565
|
3,792.39
|
|
3
|
Dadra & Nagar
Haveli
|
7
|
57.36
|
26
|
1,036.16
|
35
|
856.18
|
|
4
|
Daman & Diu
|
8
|
201.39
|
27
|
637.93
|
39
|
772.00
|
|
5
|
Delhi
|
345
|
5,168.81
|
1219
|
18,752.11
|
2710
|
35,326.65
|
|
6
|
Lakshadweep
|
2
|
1.45
|
6
|
9.25
|
41
|
83.96
|
|
7
|
Pondicherry
|
64
|
445.44
|
104
|
663.88
|
153
|
909.72
|
|
TOTAL
|
52320
|
202,738.72
|
149719
|
664,204.50
|
253830
|
1,255,905.5
|
This information was given by the Union
Cabinet Minister for Micro, Small and Medium Enterprises, Shri
Virbhadra Singh in a written reply to a question in
the Rajya Sabha today.
*****
RTS/HSN